So was looking around for a completely different stock art pose and happened across this [link]
. And I thought "Holy cow, it's Death!" The pose, the smile...she even has an umbrella! So I made a (*heavily*) photo-referenced vector drawing from it. And I intended to put buckles on her boots but for some reason I just liked the mostly-untied laces. She's like that I think: pretty casual, and not in any particular hurry.
Vector Drawing in Illustrator CS3, mostly using the pen and pencil tool, shades of black, no gradients.